Is speech therapy covered by private health insurance?

Many private health funds rebate part of a speech pathology session through extras cover, but the amount and annual limits depend entirely on your policy.

Speech pathology is commonly listed under the extras (ancillary) part of a private health policy. If your cover includes it, you can usually claim a set rebate per session up to an annual limit.

Cover varies a lot between funds and tiers, so check your policy or call your fund and ask specifically about speech pathology rebates, any waiting periods, and your remaining annual limit.

You generally cannot claim Medicare and private health for the same session, so it is worth comparing which gives the better result for your situation.

This page is general information, not clinical advice, and every child is different. For advice about your child, speak with a GP or a speech pathologist.